Travelling to Cuba? You’d better have health insurance

CUBA HAS quietly begun requiring foreign tourists and Cubans who live overseas to hold travel insurance approved by island authorities, while making those who don’t have coverage buy a local policy that can cost over US$3 a day.

The new law took effect last Saturday and mandates that travellers who can’t show they have authorised insurance buy a policy from state-run Cubatur before being allowed into the country.

A Cubatur kiosk at Havana’s airport sold 113 policies on the first day alone, Ricardo Lopez, a Cubatur office manager, said Monday.

The measure was made law in February, but there had been no mention of how it would be implemented. A government spokeswoman said officials were still waiting for details Friday night, hours before the law took effect.

Lopez provided a government document explaining that kiosks selling health insurance had been established in international airports across Cuba. They accept United States or Canadian dollars, euros, British pounds and Swiss francs – though all prices are set in Cuban convertible pesos, pegged at US$1.08.

A policy covering medical expenses up to 7,000 pesos, or US$7,560, costs between two and three pesos (US$2.16-US$3.24) a day, depending on an array of factors. Travellers 70 or older or those planning to engage in high-risk activities will have to pay an unspecified additional premium.

Lopez said he had not seen a list of what kinds of insurance was approved and from which countries, but said he had been told Cuba will accept state or private insurance from any country except the United States, given Washington’s 48-year trade embargo.

He said all foreigners – except diplomats and those who live here while working for oversees companies – would be required to show proof of insurance. But enforcement appears spotty.

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