The accident was reported at 4:46 p.m. Sunday when a witness told authorities she saw a small boat in distress in the waters off of the Cliff House restaurant.
U.S. Coast Guard officials said authorities saw what appeared to be two people in the water when they responded to the scene. They were able to recover the body of a woman but the man fell under the water line and disappeared.
Witness say there was a third person. The boat has been found and authorities were trying to determine its owner.